Helping Idaho Public Employees Build A Secure Retirement

PERSI Members

As an active PERSI member you are eligible for a variety of benefits. This section of the PERSI website will explain your benefits and provide you with resources and information so you can prepare for retirement. If you have any questions, please call the PERSI Answer Center.

What PERSI Means to me?

In today's uncertain world, knowing that PERSI's Base Plan will provide a lifetime benefit to supplement Social Security and personal savings provides reassurance for members. The tax advantages and low fees of the optional Choice 401(k) Plan maximize personal investment dollars. The disability and death benefits provide an additional safety net for the whole family.

Base Plan

Because the PERSI Base Plan is a defined benefit plan, the lifetime allowance you receive at retirement from this plan is not dependent on the amount of money you contribute to PERSI. The Base Plan is a qualified tax-deferred plan under IRS Code Section 401(a).

PERSI is designed to provide pension benefits to career public employees. The longer you work for PERSI employers, the greater your retirement benefit will be. And although you may not plan on being a public employee your whole career, if you belong to PERSI as little as five years you will receive a lifetime benefit at retirement. And those five years need not be all at once or with one employer. Over 700 different employers across the state belong to PERSI. You may find yourself working for a city, then the state and then maybe a highway district at different points in your career. Frequently we hear about people who didn't think they would be at their place of employment for more than a few years, but who end up staying a long, long time. The average length of service for PERSI members is now 9.5 years, and this is increasing every year. The average length of service for a PERSI retiree now is 18.1 years.

The value of your Base Plan

The value of your Base Plan benefit is not merely the amount of contributions in your account – the value is actually far greater. Here's how:

When you retire, the PERSI Base Plan will pay you every month for as long as you live, and if you choose a Contingent Annuitant at retirement, after you die that person will continue receiving a benefit for the rest of his or her life.

You "make back" every dollar you put into the PERSI Base Plan within about your first three and a half years of retirement. For instance, say you put $60,000 into PERSI during your career. If your monthly benefit is $1,500, you will receive your $60,000 back in just over three years. But, we will continue paying you that $1,500 (plus yearly Cost of Living Adjustments – COLAs) every month for the rest of your life. If you are retired for another 30 years, you will receive another $540,000 from PERSI (plus COLAs – so the value will really be much higher.). It would be extremely difficult to find another investment with such a secure, long-term return.


Click here for more information about your Base Plan (login required).

myPERSI – myPERSI Account is a secure, safe and easy to use environment where you can find out your Base Plan and Choice 401(k) Plan balances, use the Account Balances and Projections calculator to estimate your retirement needs, use the Purchase of Service (POS) calculator, or view and print your Annual Statements.

Choice 401(k) Plan - this is your PERSI account that you may contribute to voluntarily. It contains gain sharing distributions, any voluntary contributions you make, rollovers you may make from other plans, possible employer contributions, and the earnings on those funds. Your Choice Plan is a Defined Contribution plan, meaning that the amount you receive at retirement is based on the contributions and earnings in the plan.

PERSI Member Forms - a list of PERSI forms for Active and Inactive Members that can be printed or submitted online.

Videos - learn about various PERSI topics, in "2-minute Tutorials".

Publications - a list of PERSI publications, member handbook and more.

Member Newsletters - Current and archived PERSPectives newsletters.

What To Do If - A list of Questions and Answers regarding life changing scenarios.

Visit the Brochures section to view a list of publications with information regarding your benefits and your accounts.