Helping Idaho Public Employees Build A Secure Retirement

Choice 401(k) Plan

Important Account Safety Brochure   

The Choice 401(k) Plan is your voluntary PERSI account. It contains any voluntary contributions you make, any rollovers you request from other plans, and any employer contributions on your behalf, as well as the earnings on those funds. Your Choice 401(k) Plan is a Defined Contribution plan, meaning the amount you receive at retirement is based on the contributions and earnings in the plan. Your Choice 401(k) Plan creates a more secure retirement.

The Base Plan is your regular, mandatory PERSI plan. Your Base Plan is a Defined Benefit plan, meaning your retirement benefit is based on a defined formula. Most active members have two PERSI accounts, the Base Plan plus the Choice 401(k) Plan. Your Base Plan provides a good foundation.

Click Here to see a side-by-side comparison of the Base Plan and the Choice 401(k) Plan

Click Here to Meet Your Reps for the Choice 401(k) Plan

Self-Guided Education - Choice 401(k) Plan Orientation

My Choice 401(k) Plan Account - Access your account by logging into it via your myPERSI portal, the Choice Plan website, or by calling the record keeper (Empower Retirement) at 1-866-437-3774. Did you know you can link directly to your Choice Plan account via your myPERSI login?

Click Here to Learn More About Accessing Your Choice 401(k) Plan Statements Online .

Request Information - If you're an active PERSI member, you already have a Choice Plan account and do not need to open one. To request an electronic packet of information about the plan, including how to contribute to your account, please click on this link.

Looking for a form? - Choice Plan forms not listed below are available via your myPERSI member portal, by logging into the Choice Plan website (, or by calling the record keeper (Empower Retirement) at 1-866-437-3774.

Choice 401(k) Plan Paycheck Contribution Election   You may begin voluntary contributions to the Choice 401(k) Plan at any time (depending on your employer's ability to accept voluntary contributions). To begin contributions, complete this Election Form and return it to your Payroll Clerk.
Choice 401(k) Plan Incoming Rollover Request   The Choice 401(k) Plan accepts rollover contributions from other qualified retirement plans. Instructions and additional information are included with the form to guide you through the process.
Choice 401(k) Plan Highlights   This 6 page brochure explains the specifics of the Choice 401(k) Plan including contributions, rollovers, election changes, in-service withdrawals, loan features, investment options, distribution options, and record keeping fees.
Choice 401(k) Plan Fee Disclosure Statement   It is important for PERSI members to understand investment fees as they relate to the Choice 401(k) Plan, and to retirement plans in general. This disclosure briefly addresses common fees and can help you understand how and when they are applied.
What Happens to Your Choice 401(k) Plan Money When You Retire?   This document helps members understand the distribution options for their Choice 401(k) Plan money at retirement.
Choice 401(k) Plan Legal Document    The articles which define the legal framework and rules for the Choice 401(k) Plan.
Choice 401(k) Plan Comparison Chart    Unlike many workers, you have a choice when deciding how to save for retirement. The comparison chart summarizes and compares some of the main features of each of the retirement savings plan options available to you.

Choice 401(k) Plan Fees - A breakdown of the fees related to the Choice Plan and your investment options.

Choice 401(k) Plan Investment Options - A summary of the various investment funds available to you and links to the fund websites.

Choice 401(k) Plan Frequently Asked Questions (FAQs).